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Comprehending what products would be coated under your owners or renters coverage can be puzzling. Your own residence restrict may possibly contain coverage for valuable products such as jewelry or watches but normally only for the lined perils of the coverage these kinds of as hearth or theft. There are also specific limitations under most householders policies for theft of jewellery (generally $1,500) that can quickly be exceed. Merely shedding a ring while on holiday vacation or having a treasured stone fall out of a ring would also not be protected considering that it’s not a theft or a normal lined decline.